Neither the Vive website nor any of the content thereon should be construed, considered or relied upon as legal or investment advice. Users are limited to licensed insurance professionals who are solely responsible for providing their end clients with appropriate professional advice and/or referring said clients for appropriate advice before placing an order through Vive or taking other action or inaction. Users are responsible for the advice they provide and for ensuring that their clients are properly advised by appropriate professionals. Calculators and/or estimators that may be used on Vive are provided solely for users to estimate projected, hypothetical needs and should not be relied upon in formulating financial plans. Users are solely responsible for providing competent advice to their clients on their insurance needs based upon an understanding of the client's unique circumstances.
Vive is using a registration process to manage this Site. The Site requires you to register or obtain a password prior to permitting you to access the Site. You acknowledge and agree that you are responsible for maintaining the confidentiality of your login ID and password, and for all uses of your login ID, password, and/or Account. You agree to notify us immediately of any unauthorized use of your login ID, password, or Account, or any other breach of security involving access to the Site through your Account. You acknowledge that you may be held liable for any loss or harm incurred by us or any other person or entity due to someone else using your login ID, password, or Account as a result of your failing to keep your Account information secure and confidential.
You agree that we may use any information you provide to us through the Site for the purpose of exercising our legal rights and protecting our interests in the event any of any legal actions brought by or against us. You further agree that we may disclose any information you provide to us through the Site to third parties in connection with, or in anticipation of, any legal actions brought by or against us.
You understand that all information, data, or other materials that you or another user provide in connection with the Site or otherwise communicate to us ("User-Provided Content"), is the sole responsibility of you or the person from whom such User-Provided Content originated. This means that you are responsible for all User-Provided Content that you upload or otherwise make available in connection with the Site. Under no circumstances will we be liable in any way for any User-Provided Content.
USE OF THIS SITE IS ENTIRELY AT YOUR OWN RISK. THIS SITE AND THE MATERIAL THEREON IS PROVIDED "AS IS" AND "AS AVAILABLE." Vive AND ITS OWNER, VIVE SOLUTIONS, LLC, MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, ON THIS SITE. ANY LINKS TO OTHER SITES ARE COURTESIES AND DO NOT CONSTITUTE AN ENDORSEMENT OF THE LINKED MATERIAL. TO THE FULL AND MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, Vive AND VIVE SOLUTIONS, LLC DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. Vive AND VIVE SOLUTIONS, LLC DO NOT WARRANT THAT THIS SITE, ITS SERVERS, EMAIL SYSTEM, OR RELATED SYSTEMS ARE FREE OF VIRUSES, WORMS, TROJAN HORSES OR OTHER CONTAMINATING OR HARMFUL CODE AND WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE OR ERRORS OR OMMISSIONS THEREON, INCLUDING BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE OR EXEMPLARY DAMAGES EVEN IF Vive OR VIVE SOLUTIONS, LLC IS MADE AWARE OF THE POSSIBILITY OF SUCH DAMAGES.
SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OF CERTAIN LIABILITIES. IF SO, THE LIABILITY OF Vive AND VIVE SOLUTIONS, LLC IS LIMITED, DISCLAIMED AND EXCLUDED TO THE MAXIMUM EXTENT PERMITTED BY LAW.
As a licensed life insurance producer, you, the User, agree and are solely and completely responsible for advising and ensuring, that your client does not cancel or terminate any existing coverage until an appropriate time (i.e., after receipt and approval of the new policy),
You acknowledge, understand and agree that quotations provided on Vive.com are estimates based upon the information provided and cannot be represented or held out as in any way guaranteed. You further acknowledge and understand that your client may receive a premium offer at a different rate than that quoted on Vive. You represent and warrant that you shall accurately and professionally advise your clients that the quotes provided on Vive are estimates and not promises or guarantees.
Issue Date: September 7, 2018